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Understanding your home loan

Buying a home is one of the biggest financial decisions in a lifetime. Determining which loan is best can be overwhelming without understanding which products and features are available on the market. The interest rate – fixed or variable Probably the most important decision is whether you choose a variable interest rate loan or a fixed rate loan. The decision to take a fixed or variable rate loan is really a decision about managing your risk. Both types have pros …

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Guide to Buying Property (part 2)

There is a lot to think about when buying a home. The process can be both exciting and overwhelming. Identifying what you want in your dream property, understanding home loans and navigating your way through all the paperwork can be challenging. By becoming familiar with these steps and doing some preparation, you can reduce the stress involved in the buying process. You should seek expert advice when making a large financial decision to determine if it is right for you. …

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Guide to Buying Property (Part 1)

There is a lot to think about when buying a home. The process can be both exciting and overwhelming. Identifying what you want in your dream property, understanding home loans and navigating your way through all the paperwork can be challenging. By becoming familiar with these steps and doing some preparation, you can reduce the stress involved in the buying process. You should seek expert advice when making a large financial decision to determine if it is right for you. …

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Beware of Free Trial Offers

Free trial offers can be a great way to test a product or service before you commit fully. However, these offers come with Terms and Conditions (T&C) so it’s important that you know what you’re getting in to before you enter into an agreement. Standard T&C may state that if you do not wish to proceed (after the trial) you must cancel within the trial period. Failure to cancel indicates your consent to an ongoing subscription, being charged a specified …

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