Furniture Loan - First Option Bank
Existing Members - Variable Rates
Variable Personal Loan
- Interest Rate - 13.99% pa, Comparison Rate - 14.25%
VIP Variable Personal Loan for those that have their mortgage with First Option Bank
- Interest Rate - 6.44% pa, Comparison Rate - 6.68%
Existing Members - Fixed Term Rates
Fixed Term Loan - 1 year fixed
- Interest Rate - 10.99% pa, Comparison Rate - 11.24% pa
Fixed Term Loan - 2 year fixed
- Interest Rate - 11.99% pa, Comparison Rate - 12.25% pa
Fixed Term Loan - 3 year fixed
- Interest Rate - 12.99% pa, Comparison Rate - 13.25%
New Member Special -Take 2% off our 1 year fixed term personal loan
- Interest Rate - 8.99% pa*
- Comparison Rate - 9.24% pa^
- Fixed period - 1 year
Fees and benefits
- Admin Fee - $175
- Principal & Interest
- No monthly fees
- Make extra repayments
- Redraw facility
- No pendalties for early payout
Our typical members have;
- Solid employment - Prefer at least 12 months
- Good credit history - No defaults and or court judgements
- Australian Citizen - Must be a permanent resident