Personal loans
Often life-improvement plans require a little extra money; for a holiday, a home renovation or to put on the picture-perfect family wedding. Our team of personal bankers are just a phone call away to chat about your options. Or if you're a member already, apply online now ...
Personal loans
Loans for members for things like home renovations, family holidays and big life events. Low fees, flexible terms and extra payments and redraw included as standard.
Features
Inclusions
Early payout penalties: none
Extra repayments: yes, unlimited and free
Redraw: available for a $10 fee
Fees
Application fee: $1753
Monthly fees: none
Annual fees: none
VIP personal loans
Extra special personal loans just for members who already have a First Option home loan package: no application fees, amazing rates and our usual excellent personal banking service.
Features
Inclusions
Early payout penalties: none
Extra repayments: yes, unlimited and free
Redraw: available for a $10 fee
Fees
Application fee: $1754
Monthly fees: none
Annual fees: none
1 Interest rates are subject to change at the discretion of First Option Bank 2 WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rates are calculated on a loan amount of $30,000 over a term of 5 years. 3 Eligibility criteria, terms and conditions, fees and charges apply. Normal lending criteria apply. Stamp duty and government charges may apply. Any legal and valuation fees will be on-charged at cost. Product is provided by First Option Bank Ltd ABN 95 087 650 735, Australian Credit Licence no. 236 509 4 VIP Personal Loan application fees are waived for members with current First Option home loan packages and have paid an annual home loan package fee
Low-rate Visa credit card
Low interest rate: 10.49% pa*
Interest free period up to 45 days
Annual fee just $48 per year