payWave is a quick and easy way to pay for things under $100. You don’t even need to enter your PIN.
To protect your money in case you lose your card, we apply payWave limits to First Option Debit and Credit Cards.
The daily limit is 15 transactions or $250 in total purchases – whichever occurs first.
If you’re out shopping and your transaction is declined, you may have exceeded your daily payWave limit. Try inserting your card into the machine (dip the chip) and enter your PIN.
And don’t worry if you’ve forgotten your PIN. Just hop onto Internet Banking, go to My Preferences and select PIN Change.
Please contact the friendly team at First Option if you have any issues with your card. And don’t forget that we close at 12 noon on 24 December 2019. We’ll be back on 6 January 2020.